Welcome to 1103 Coastal Hammock Dr — a rare opportunity to secure unbeatable financing, premium location, and like-new construction all in one. This property stands out immediately with an incredible assumable mortgage at just 2.99% interest, available to both VA-eligible AND non-VA buyers — yes, any buyer can take advantage of this rate. In today’s market, this alone can translate to significant monthly savings and long-term value. Even better, the seller is flexible, easy to work with, and offering closing cost assistance, making this one of the most buyer-friendly opportunities available. Built in 2020 and meticulously maintained by its only owner, this home shows like brand-new construction. It has been lightly lived in — as a child free home, two of the three bedrooms were never occupied — offering a level of cleanliness and preservation that’s hard to find. Inside, you’ll find thoughtful, quality upgrades that elevate the space, including: Luxury vinyl plank flooring throughout Epoxy-coated garage flooring Modern glass shower enclosure A clean, move-in-ready interior that feels fresh and refined Step outside and you’ll understand what truly sets this home apart. Positioned on a premium water-facing lot with no rear neighbors, the backyard offers peaceful views and direct access to nature. Walk right out your gate onto a scenic trail overlooking a large tranquil pond, with the community’s resort-style pool, playground, and amenity center just steps away — all without sacrificing privacy. Additional peace of mind: No flood insurance required No hurricane damage — strong, reliable construction Located in the highly desirable Brookside community Ruskin, residents enjoy a lifestyle that blends convenience and relaxation. With easy access to major routes, commuting north or south is effortless, and you’re just minutes from a variety of shopping, dining, and everyday essentials. Why wait or overpay for new construction when you can own a better-than-new home, on a premium lot, with a below-market interest rate and seller incentives that could save you tens of thousands?

Listing courtesy of REALTY HUB (813) 610-7282



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-05-03 01:06 PM EDT